If your mortgage is in arrears or you have CCJs then regular borrowing can be difficult. We provide a specialist service that will help you find a lender focusing on aiding people with a poor credit history.

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THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Adverse credit remortgages:

.            Are a great way to clean up your credit.

.            Can be used to consolidate all your bills.

.            Can help give you relief from the harassing calls of creditors.

.            Are available for home improvements or any worthwhile purpose.

.            CCJs are not a problem.

.            You can even restructure your debt to avoid bankruptcy.

With hundreds of remortgage packages on the market, we recommend that you speak to a specialist to ensure you get the right deal for your circumstances. Take these steps beforehand to clarify your ideas:

.            Decide what you are looking for in a remortgage. Would you prefer the peace of mind of a fixed-rate package, or can you be more flexible? If you’ve suffered poor credit history in the past, consider discussing this with a specialist.

.            Contact your current lender for a redemption statement. A remortgage can incur various legal and arrangement charges, which you’ll need to factor into your calculations.

        Find out what deals are available. Our remortgage calculator lets you check the cost of repayments under different interest rates and loan types.