Case Studies
Mr and Mrs Chad
Immediate Remortgage
Having taken out a bridging loan a few months earlier for extensive renovation work, Mr and Mrs Chad were paying over £2000 per month on their mortgage and Bridging loan.
They needed a new re mortgage to pay off their existing bridging loan and would take their monthly payments down to the £1200 per month mark that they could afford.
Within days of the initial enquiry, we had found a suitable mortgage deal costing £1108 per month. This new product enabled them to pay off their expensive bridging loan and mortgage.
Here we demonstrated to the clients that not only can we get them a cheaper mortgage deal than what they were currently paying but could get them something cheaper than they had thought.
Ms Kim
First time buyer Mortgage
Having rented in New Malden for many years, Ms Kim was now able to purchase her dream property by taking advantage of the drop in prices.
When we were contacted to provide a mortgage for her chosen property, we then searched the whole of the market to find a suitable deal and came up with a deal that was less than her current rental payments.
From arranging the valuation through to dealing with her solicitors, we handled this case from start to finish and got a mortgage product Ms Kim was more than happy with. Ms Kim wanted to take advantage of low inerest rates so we assisted her and found her the best tracker mortgage on the market.
Mr and Mrs Philips
Buy to Let Mortgage advice
These clients had found a bargain property deal at auction and needed to get their finances into place quickly so they could purchase the property. They were unsure how much they could afford to borrow and needed some advice on buy to let mortgages.
Having gone through their financial situation, we established that, we needed to remortgage their existing residential property quickly to release some of the capital required to put down on their new property.
We also received a mortgage offer on the auction property 3 days before the start of the auction so they could bid with confidence.
We demonstrated our ability to obtain a buy to let mortgage offer quickly allowing Mr and Mrs Phillips to purchase a fantasic property deal providing them with additional monthly cashflow.
In general Buy to Let Mortgages are not regulated by the Financial Services Authority

