With property prices now believed to be at rock bottom, now is certainly a good time as a First time buyer.

Previously many first time buyers had felt that getting a foot on the property ladder was beyond them as the cost of UK property was so expensive. 

Now with prices dropping by as much as 25% in the UK in some areas, things are starting to look better for First time buyers.

The next problem faced by First time buyers was the lack of finance available as lenders started to remove many high loan to value mortgage deals and first time buyers had to raise even more money to put down as a deposit.

Recently, we have seen many improvements to the mortgage market with lenders now reducing their interest rates and releasing more and more high loan to value mortgage deals with the first time buyer in mind.

As a first time buyer it is so important to have the right mortgage deal.  There are so many different products on the market and our job as independent whole of market mortgage advisers, is to find you the most appropriate mortgage deal.

All first time buyers are different, while some may want a discounted mortgage to help reduce costs in the early years, others may want the guarantee of a fixed mortgage deal to help with budgeting. We are here to listen to your requirements and to discuss the advantages and disadvantages of the mortgage deals out there.

Of course being a first time buyer, it is important to save money and obtain a mortgage deal that is sustainable within the first few years.

For all first time buyers, we will offer you a Free consultation to discuss your circumstances and requirements. 

We will assist you with everything from putting in an offer on a property you like through to arranging the property valuation.  We will then select the most appropriate mortgage deal for you and take you through the whole mortgage application process.

We can even provide you with fast, reliable conveyancers and will constantly update you through the process right the way up to receiving the keys and moving into your new home.