UK mortgage rates are subject to change on a regular basis as lenders react to changes in the base rate set by the Bank of England.

Lenders can change mortgage rates in line with base rate changes or they may choose to adjust in line with their own requirements.

The mortgage market is highly competitive so it is not to a lenders advantage to set rates that are not keenly priced.

With mortgage rates fluctuating getting the right deal for your circumstances can be daunting. We recommend that you get professional advice from a mortgage specialist.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE