Discount mortgages are becoming increasingly popular

We have simplified the application process with a facility to apply for a discount mortgage online.

Discount mortgage rates are a set discount of the lenders standard variable rate.  These mortgages have helped homeowners save on their monthly mortgage payments. 

Although everyone wants a discount of some sort, it is very important to exercise caution when looking at discount Mortgage deals.  

A 5 year Tracker Mortgage deal is a product that tracks the Bank of England base rate for a certain percentage for 5 years.

A 5 year tracker mortgage can be of great benefit to borrowers when base rate drops or is continuosly dropping as monthly mortgage payments will also drop.

Borrowers should also understand that base rate can also increase and a rise in base rate will mean an increase in monthly mortgage payments.

With access to the whole of market, it is best to speak to an independent whole of market adviser about a 5 year tracker mortgage.

A 6 month discount rate mortgage offers a discount off variable rate for 6 months

When the Standard variable rate fluctuates, the discount percentage will remain fixed for 6 months

A 6 Month Discount mortgage rates are a set discount of the lenders standard variable rate.  These mortgages have helped homeowners save on their monthly mortgage payments. 

Although everyone wants a discount of some sort, it is very important to exercise caution when looking at discount Mortgage deals.  

3 year discount mortgage rates are mortgages with a discount off the standard variable rate for 3 years. 

We have simplified the application process with a facility to apply for a 3 year discount mortgage online.

3 year Discount mortgage rates are a set discount of the lenders standard variable rate.  These mortgages have helped homeowners save on their monthly mortgage payments. 

If your mortgage is in arrears or you have CCJs then regular borrowing can be difficult.

Our qualified mortgage advisers can help find you the cheapest mortgage available for your individual circumstances.

Many lenders specialise in Bad Credit Mortgages.  Although it is fair to say that there are not as many Bad Credit Mortgage deals around as there used to be (pre- credit crunch) there are still lenders out there who will lend to credit impaired borrowers.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

A Variable rate mortgage is a mortgage deal where the rate fluctuates to reflect current market conditions.

The interest rate payable usually varies with changes to the Bank of England Base rate and reflects changing costs on the credit markets.

Tracker mortgages have interest rates that track the Bank of England rates.

So, if you are thinking about applying for a tracker mortgage, it is worth comparing the whole mortgage market first. 

Tracker mortgage rates can be great when base rate is heading south, as your monthly mortgage payments will reduce.

However, when base rate increases, then so will your monthly mortgage.

Recently lenders have introduced numerous low rate tracker mortgages.  With base rate being so low, taking out a tracker mortgage can save you money.

Sub prime mortgages deals are available to those with impaired or less-than-perfect credit histories. In the majority of cases it is worth borrowers making an extended investigation into their eligibility for standard mortgages before turning to the sub prime market.

This is because sub prime mortgages tend to offer less preferential terms than prime mortgages, with many offered by specialist firms.
More information on a variety of mortgage products and lenders is available through the links below.